Financing Options

Payment Options – For convenience, we accept cash, Heath Savings Accounts (HSA), and major credit cards. Payment is expected at the time of scheduling your service. When more extensive dental care is necessary, financial arrangements can be made with our office through Care Credit Financing.

Care Credit Financing: 6 months or 12 months. No finance charges if paid in full before the selected frame. Our practice is pleased to present flexible payment plans through Care Credit.

  1. They offer plans with low fixed rates & low monthly payments

  2. No upfront payments and no pre-payment penalties. 

Dental Benefits (Insurance): We are an unrestricted provider and are considered out-of-network with all dental insurance. This means we offer the best care for you, not just what your insurance will dictate, which may or may not be the best care for you! We can bill most (not all) dental insurance for you if possible, and they will make their payment out to you. 

Our accounting staff will prepare all the necessary forms for your dental benefits if we can bill them and mail you the payment. However, we remind you that your specific policy is an agreement between you and your insurance company. Please remember that you are responsible for your total obligation should your insurance benefits result in less coverage than anticipated. Our staff will gladly submit a pre-treatment estimate to your insurance company if this allows for an out-of-network provider so that you will know what your benefits will be.

The fees charged for services rendered to those who are insured are the usual and customary fees charged to all our patients for similar services. Your policy may base its allowances on a fixed fee schedule, which may or may not coincide with our usual fees. You should be aware that different insurance companies vary greatly in the types of coverage available. Also, some companies take care of claims promptly, while others delay payment for several months.

FINANCIAL AGREEMENT

You are responsible for the cost of treatment provided in our office. Please take time to know your coverage and limitations if you want us to bill your insurance. Payment is due at the time services are scheduled. 

  • We accept cash, Discover®, VISA®, MasterCard®, American Express® and CareCredit®. There is a surcharge for all fees paid by credit card payments. To avoid this fee, please pay cash or use a debit card.
  • You may choose our Drake Perio Membership Plan; if you do not have dental insurance. A one-time sign-up fee does apply. Please ask a team member for details.
  • The total estimated cost of treatment will be given to you after your new patient exam. This is an estimate, not a guarantee of insurance coverage.
  • Treatment can and does change at times in the operating suite. Similar to medicine: before we “cut,” we make our best estimate for you. If treatment changes significantly, we will inform you as soon as possible.

Finance Fees 

Our policy is to charge a monthly finance fee of 1.5% for outstanding patient balances after the balance has been outstanding for 60 days. In addition, all payments returned due to non-sufficient funds or disputed funds will be subject to an NSF fee of $35.00 for checks and $25.00 for denied CC/Debit card transactions.

Medicare 

Dr. Drakes’ services are not covered under Medicare/Medicaid and no Medicare/Medicaid payment may be made to any entity for her services, directly or indirectly.

Appointment Cancellation

Unless canceled at least 7 days in advance, our policy is to charge for missed surgery appointments at the rate of 10% of the total surgical fee (minimum of $500.00) for the surgical appointment time. Exam, Post Operative, and any other appointment is charged at a rate of $75.00 per appointment hour without the same notice. Please help us serve you better by keeping the scheduled appointments.